There were no banks in medieval Trier, which citizens in debt could apply to for loans. Instead, there was a so-called annuities market: Anyone needing money could mortgage their property with wealthy citizens or the clergy and became an annuity seller. In return the creditor, in other words the buyer, received interest or an annuity. In the late Middle Ages there was a flourishing annuities market in Trier, which can be studied by consulting the city’s interest and loans register. For example, the register shows that craftsmen in particular needed loans, and that women acted independently on this market. It is also clear to the team of historians headed by Prof. Lukas Clemens that the clergy increasingly dominated this market – much to the displeasure of the city administration.
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